Your cyber-insurance policy has conditions. Most people sign it, file it, and never read the fine print, until a claim, which is exactly the wrong time to discover what it asked of you.
A growing number of those conditions land squarely on your databases. Are backups taken and, crucially, tested. Is access controlled and logged. Is the software supported and patched. Is sensitive data encrypted. Insurers have learned where breaches and losses actually come from, and they are increasingly writing those lessons into the policy as things you warranted were true when you signed.
Here is the trap. If you claim, and the insurer finds that a condition you warranted was not actually met, an unpatched server, a backup that had never been restored, encryption that was never turned on, they can reduce or decline the payout. You discover, at the worst moment, that the protection you were paying for was conditional on database hygiene nobody had checked.
Could you put your hand on the relevant section of your cyber policy and prove, today, that your databases meet every condition in it? Most organisations have never mapped the two against each other, and the gaps are where claims die.
We run a free, read-only check that surfaces exactly the things insurers ask about: backups, recoverability, patching, access, encryption. The point is to find the gaps while they are cheap to fix, not while an adjuster is reading your policy back to you.
Want to know if this is sitting in your estate? We run a read-only check and hand you a graded report in plain English.
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